---
title: Important Changes to Social Security - Heritage Wealth Advisors
description: “File & Suspending” and “Filing a Restricted Application” appear to be the same strategy, but they are two separate approaches to maximize Social Security.
---

[News and Insights | Heritage Wealth Advisors ](https://insights.heritagewealth.net/blog)

# [Important Changes to Social Security - Heritage Wealth Advisors](https://insights.heritagewealth.net/blog/changes-to-social-security)

 Written by [Heritage Wealth Advisors](https://insights.heritagewealth.net/blog/author/heritage-wealth-advisors) | Nov 6, 2015 2:51:50 PM

**Social Security — File & Suspend vs. Restricted Application**

While “File & Suspending” and “Filing a Restricted Application” may appear to be the same strategy on the surface, they are actually two separate approaches used to maximize Social Security benefits.

Please click [here](https://insights.heritagewealth.net/wp-content/uploads/2018/04/Social-Security.pdf) for a brief summary of each strategy and how the new legislation may impact you or your family.

[View full post](https://insights.heritagewealth.net/blog/changes-to-social-security)

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